Lifestyle

Ever wondered when the best time is to consider as well as invest for your future? Below we’ve come up with a simple, definitive life guide as to what you should be considering and when:

Your home may be repossessed if you do not keep up repayments on your mortgage.

For mortgages we can be paid by commission, or a fee of usually £500

Equity release refers to Home reversion plans and Lifetime mortgages to understand the features and risk for a personalised illustration

For advice on equity release we act as intoducers only

Age

What you should have already established:

25 – 30
  • Savings
  • Pension
  • Own property with mortgage
  • Mortgage protection
  • Single income protection (if not married)
30 – 35
  • Children/family protection
50+
  • Annual pension review
  • Paid off mortgage
  • Savings for impending retirement
Retirement(around 60)
  • Estate Planning
  • Wills
  • Equity Release Schemes
  • Inheritance Tax Bill