Helping you
It’s now time to get down to the nitty gritty of what David Wilkes Financial Services offer our clients.
Personal Clients:
Mortgages | Protection | Savings & Investments | Retirement | Estate Planning | Wills
Business Clients:
Protection | Mortgages | Retirement | Estate Planning | Wills
|
Services offered by DWFS
to Personal Clients
|
| Mortgages |
First Time Buyers
Moving Home
Re-mortgages
Buy-to-Let |
Debt Consolidation
Holiday Homes
Equity Release* |
| |
| *For advice on equity release we act as introducers only |
| |
| - Equity release refers to Home reversion plans and Lifetime mortgages to understand the features and risk ask for a personalised illustration |
| - Changes in the exchange rate may increase the sterling equivalent of your debt |
| - Foreign mortgages are not arrange via Sesame |
| For mortgages we can be paid by commission, or a fee of usually £500 |
| For equity release advice we act as introducers to Sesame Solutions Ltd. Sesame Solutions can be paid for their advice by commission or by fee which is 1.25% of the total amount released, subject to a minimum of £1450 |
| Think carefully before securing other debts against your home. Your property may be repossessed if you do not keep up repayments on your mortgage |
| Protection |
Mortgage Protection
Income Protection
Insurance (MPPI)
Critical Illness
Family Protection
Whole of Life Assurance
Waiver of Premium |
Redundancy Insurance
Building & Contents Insurance
Mortgage Payment Protection
Accident, Sickness & Unemployment (ASU)Health Insurance (e.g. Hospital)
Terminal Illness Cover
Family Income Benefit |
| |
| For Mortgage payment protection insurance, Buildings & contents insurance and Accident sickness & unemployment insurance we offer products from a single provider |
| Savings & Investments |
ISA
Savings Plans
Investments Bonds
Children’s Bonds
TESSA ISA |
Endowments
With Profits
Unit-LinkedPEPs
Shares |
| Retirement |
Personal Pensions
Stakeholder Pensions
Free Standing Additional
Voluntary Contributions (FSAVCs)
Pension Reviews
Contract-Out |
Divorce
Pension Switching
Pension Fund Switches
Pension Top-Ups |
| Estate Planning |
Trusts
Will Writing
Whole of Life Assurance |
Paying Potential IHT Bill
Protection |
| |
| For advice on Estate planning we act as introducers only |
| Wills |
Writing your Will
Reviewing Wills |
|
|
Services offered by DWFS
to Business Clients
|
| Protection |
Key Person Insurance
Shareholder Protection
Critical Illness Cover
Directors Share Protection
Group Protection Policies
Partnership Protection Insurance
Executive Income Protection
Level Term Assurance
Group Health Plans
Business Insurance (Public Liability etc)
Trusts |
|
| |
| For advice on Trusts and Estate planning we act as introducers only |
| Mortgages |
| Commercial Loans |
| |
| - Your property may be repossessed if you do not keep up repayment on your mortgage |
| - Commercial mortgages are not arranged via Sesame |
| For commercial mortgages we charge £500 or 1% of the loan or we can be paid by the lender. |
| Retirement |
Self-Invested Personal Pensions (SIPPs)
Small Self Administered Schemes (SSAS)
Group Pension Schemes
Individual Pension Accounts
Stakeholder Pensions Schemes
Personal Pension Schemes |
|
| Retirement |
Personal Pensions
Stakeholder Pensions
Free Standing Additional
Voluntary Contributions (FSAVCs)
Pension Reviews
Contract-Out
Divorce
Pension Switching
Pension Fund Switches
Pension Top-Ups |
|
| Estate Planning |
Trusts
Will Writing
Whole of Life Assurance
Paying Potential IHT Bill
Protection |
|
| |
| For advice on Trusts and Estate planning we act as introducers only |
| Wills |
Writing your Will
Reviewing Wills |
|
Looking for a service not listed above?
No problem. Why not give us a call now so we can discuss your financial requirements on 01494 817329.
